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Tuesday, 15 March 2016

English Anthem day:- 19

English Anthem day:- 19

For UPSC, CAT, SSC, bank, LIC, MAT, MBA, NDA, CDS........

Hello dear,Welcome to the 19th episode of highest & most viewed article by tons of fervent readers. Thanking you from inner core of the heart for grand love and support to the article. Once again enjoy thesame and brush up your English.

We have taken the responsibility to enhance English in all possible periphery, this article " English Anthem" is just startedafter the  great demand of kp readers. After reading this stuff you'll infer English is fun, if you learn like Philic's(diehard lover).Let's start our anthem..First of all we wish to focus some common mistakes of English grammar, learning slowly and incessantly you'll grab a lot.

📢 @ common_mistakes➖

➖Using the wrong preposition➖

51. Pleased with, not from.

✖️Don't say: The teacher is pleased from me.

✔️Say: The teacher is pleased with me.

Note: We say "pleased at" or "pleased with" if an abstract noun or a clause follows: They were pleased at (or with) what he said; They were pleased at (or with) her results.

📢 @common_mistakes
➖Using the wrong preposition➖

52. Popular with, not among.

✖️Don't say: John's popular among his friends. 

✔️Say: John's popular with his friends.

📢 @common_mistakes
➖Using the wrong preposition➖

53. Prefer to, not from.

✖️Don't say: I prefer a blue pen from a red one.

✔️Say: I prefer a blue pen to a red one.

Note: Also preferable to: This car is preferable to my old one.

📢 @common_mistakes
➖Using the wrong preposition➖

54. Preside at or over, not in.

✖️Don't say: Who presided in the last meeting?

✔️Say: Who presided at (or over) the last meeting?

📢 @common_mistakes
➖Using the wrong preposition➖

55. Proud of, not for.

✖️Don't say: He's very proud for his promotion.

✔️Say: He's very proud of his promotion.

Note: We say take (a) pride in: A craftsman takes a pride in his work.

Now clutch to another section that is difference between words.

The difference between Mimic & Imitate🤔🤔🤔🤔🤔🤔🤔🤔

✍The both mean copying someone's style of speaking or behaviour in a bad way to make of a person.

✍Mimic is always Negative and in an unkind way.

(K is added after c )

✍Imitate May be bad or good for having fun.

1⃣ The students was mimicking their teacher's accent and speech.

2⃣ My friend imitated my English accent. But it was a memorable day we laughed a lot.(positive and not pleasant)

3⃣ I hate people those who imitate their their teachers' style of speaking.(unpleasant and not kind in this case.)

Ohh yeah!!!
We are moving towards some Important vocab and grammatical rules,  swotting that you easily dive deep in the ocean of why are waiting.Just glance.

Here is today's list of words anthem

1.Aggravate (V) (TR)
Def:To exacerbate the effects of something, usually by making it worse.
Syn:Bother, Bug, Bum, Dog, Drive Up The Wall
Ant:Appease, Gladden, Make Happy
Ex:Scratching an insect bite aggravates the skin area around the bite.
R.words:Aggravating (Adj) Aggravatingly (Adv) Aggravator (N)

2.Airborne (Adj)
Def:Transported by currents of air
Syn:Aerial, Aeronautical, Airborne, Avian, Drifting, Express
Ant:Ground, Grounded
Ex:Airborne diseases are especially - contagious and can cause mass epidemics

3.Alacrity (N)
Def: Liveliness
SYn:Eagerness, Keenness Fervor, Zeal
Ant:Apathy, Aversion, Disinclination, Dullness
Ex:The alacrity of the reply pleased him, and the smile broadened into a laugh
R.words:Alacritous (Adj)

4.Algebra (N)
Def:The specific division of mathematic that deals with symbols that are representative of unknown numbers.
Syn:Addition, Algebra , Calculation, Calculus, Division
EX:The pursuit of understanding complex mathematics begins with an understanding of algebra and its equation theory
R.words:Algebraist (N)

5.Allergy (N)
Def:An unusually high level of sensitivity to a normally non- harmful substance that causes a strong reaction from a person's body.
Syn:Allergic Reaction, Aversion, Hay Fever
Ex:An allergy to cedar trees made the woman sneeze constantly
R.words:Allergist (N) Allergic (Adj)

🕸 Word of the Day 🕸


💡Preface – noun - the opening or introduction of a presentation or book -प्रस्तावना

🔑Synonyms –prologue, foreword

🔑Antonyms – epilogue, ending

💬E.g. – During his preface, the host thanked everyone who participated in the competition.


🕸 Phrase of the Day 🕸

🔅Be in for :

💡meaning: about to take place(unpleasant)

💬sentence: On account of his bad habits he us in for trouble.


🕸 Preposition of the Day🕸

🔅Abstemious from:

💡meaning: eating & drinking.

💬usage:Those who are abstemious in food habits enjoy good health


🕸 Paronym of the Day 🕸

💡 One who practises fine art.
💬He is frivolous artist.

💬There was no security for the artiste,who had come to perform for the charity show.

💡One who does handicraft.
💬The artisans of moradabad are very skilful.

🕸 Idiom of the Day 🕸

🔅At cross purposes:

💡Meaning : have conflicting intentions.

💬sentence: How can there be peace in their family when husband and wife are at cross purposes.😉


🕸One word substitution of the Day:

💡a man who is womanish in his habits.👗

💡One who is breaker of images and traditions.

💡One who does not express himself freely(Ant.Extrovert)


🕸Grammar Rule of the Day🕸

🔅Rule X of Noun:

💡Two adjectives denoting different meanings and qualifying the same noun are considered plural and are used with plural verbs.

💬for example:

📌Cultural and social life in India are changing.

📌Summer and winter vacation are compulsory in our schools.


Accelerating the gear, move to very funny as well interesting topic,  how to conversate with other in impressive way.So continue....

🔴 Daily Conversations:

♦️10. Secrets

🔸10.1 When you share a secret with somebody

🔹Can you keep a secret?
🔹I'm telling you this in confidence.
🔹I'm telling you this in the strictest of confidence.
🔹Can you swear on your mother's grave?
🔹Just between you and me.
🔹Keep a seal on it.

🔸10.2 When you ask a person to keep a secret

🔹This is top secret.
🔹This is for your eyes only.
🔹This is for your ears only.
🔹This is off the record.
🔹This is not for the record.
🔹This is not to be quoted.
🔹This is not for public disclosure.
🔹This is not for publication.
🔹Don't say I told you.
🔹Don't say who told you.
🔹Don't let it out of this room.
🔹Don't let the cat out of the bag.
🔹Don't let this go any further.
🔹Don't let this get around.
🔹Don't let this get out.
🔹Don't tell a soul.
🔹Don't breathe a word of this to anyone.
🔹Keep quiet about it.
🔹Keep it to yourself.
🔹Keep your mouth shut.

🔸10.3 When you promise to keep a secret

🔹Your secret is safe with me.
🔹I'll take it to my grave.
🔹I won't tell a soul.
🔹My lips are sealed.
🔹It won't leave this room.
🔹I won't breathe a word of it.
🔹I swear on a stack of bibles. (For a Christian)



Directions (1-10): Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Financial Inclusion (FI) is an emerging priority for banks that have nowhere else to go to achieve business growth. The viability of FI business is under question, because while banks and their delivery partners continue to make investments, they haven't seen commensurate returns. In markets like India, most programmes are focused on customer on-boarding, an expensive process which people often find difficult to afford, involving issuance of smart cards to the customers. However, large-scale customer acquisition hasn't translated into large-scale business, with many accounts lying dormant and therefore yielding no return on the bank's investment. For the same reason, Business Correspondent Agents, who constitute the primary channel for financial inclusion, are unable to pursue their activity as a full-time job. One major reason for this state of events is that the customer on-boarding process is often delayed after the submission of documents (required to validate the details of the concerned applicant) by the applicant and might take as long as two weeks. By this time the initial enthusiasm of applicants fades away. Moreover, the delivery partners don't have the knowledge and skill to propose anything other than the most basic financial products to the customer and hence do not serve their banks"' goal of expanding the offering in unbanked markets.

Contrary to popular perception, the inclusion segment is not a singular impoverished, undifferentiated mass and it is important to navigate its diversity to identify the right target customers for various programmes. Rural markets do have their share of rich people who do not use banking services simply because they are inconvenient to access or have low perceived value. At  the same time, urban markets, despite a high branch density, have multitude of low wage earners outside the financial net. Moreover, the branch timings of banks rarely coincide with the off-work hours of the labour class.

Creating affordability is crucial in tapping the unbanked market. No doubt pricing is a tool, but banks also need to be innovative in right-sizing their proposition to convince customers that they can derive big value even from small amounts. One way of doing this is to show the target audience that a bank account is actually a lifestyle enabler, a convenient and safe means to send money to family or make a variety of purchases. Once banks succeed in hooking customers with this value proposition they must sustain their interest by introducing a simple and intuitive user application, ubiquitous access over mobile and other touch points, and adopting a banking mechanism which is not only secure but also reassuring to the customer. Technology is the most important element of financial inclusion strategy and an enabler of all others. The choice of technology is therefore a crucial decision, which could make or mar the agenda. Of the various section criteria, cost is perhaps the most important. This certainly does not mean buying the cheapest package, but rather choosing that solution which by scaling transactions to huge volumes reduces per unit operating cost. An optimal mix of these strategies would no doubt offer an innovative means of expansion in the unbanked market.
1. Which of the following facts is true as per the passage?
(1) People from rural areas have high perceived value of banking services.
(2) Cost is not a valid criterion for technological pack selection for financial-inclusion initiatives.
(3) The inclusion segment is a singular impoverished_ undifferentiated mass.
(4) The branch timings of banks generally do not coincide with the off-work hours of the labour class in urban markets
(5) All the given statements are true

2. According to the passage, for which of the following reasons do the delivery partners fail to serve their bank-'s goal to expand in the unbanked markets?
(A) They do not have adequate client base to sell they financial products.
(B) They do not have adequate knowledge and skills explain anything beyond basic financial products to the customers.
(C) They do not have the skills to operate advanced technological aids that are a prerequisite to tap the unbanked-market.

1) Only (B)  
2) Only (C)
3)All (A), (B) & (C) 
4) Only (A)
5) Both (B) and (C)

3. According to the passage, for which of the following reasons is the viability of financial inclusion under question?
(1) Banks always prefer the cheapest package (to cut cost) while making a choice of technology to be used.
(2) The Business Correspondent Agents are highly demotivated to pursue their activity as a full-time job.
(3) The investments made by banks and their delivery partners are not yielding equal amounts of returns.
(4) Banks do not have adequate number of delivery partners required to tap the unbanked market.
(5) Banks do not have adequate manpower to explore the diversity of the unbanked market and thereby identify the right target customers for various programs.

4. In the passage, the author has specified which of the following characteristics of the customer on-boarding process?
(1) It involves collection of documents from the applicants in order to validate their details.
(2) It involves issuance of smart cards to the customers.
(3) It suffers from latency as it takes a long time after submission of documents by the customer
(4) It is an expensive process which people find difficult to afford.
(5) All of the given characteristics have been specified

5. What did the author try to highlight in the passage?
(A) The ailing condition of financial inclusion business at present
(B) Strategies that may help banks expand in the unbanked market
(C) Role of government in modifying the existing financial-inclusion policies
(1) Both A & B 
2) All A, B, & C
(3) only C     
(4)Only A
(5) Only B

6. According to the passage, which of the following ways may help banks sustain the interest of their customers after hooking them?
(A) Adoption of a banking mechanism which is not only secure but reassuring to the customers
(B) Increasing the number of delivery partners in rural market
(C) Introduction of a simple and intuitive user application
(1) Only (A) 
(2) Only (C)
(3) Only (B) 
(4) All (A), (B) and (C)
5) Both (A) and (C)

For Qs(7-8): Choose the word which is MOST SIMILAR in meaning to the word printed in bold as used in the passage.

7. Multitude
1) Impoverished  
2) Handful
3) Acknowledged 
4) Plenty
5) Solitude

8. Ubiquitous
(1) Quintessential  
(2) Popular
(3) Omnipresent 
(4) Simplified
(5) Abnormal

For Qs (9-10): Choose the word which is MOST OPPOSITE in meaning to the word printed in bold as used in the passage.

9. Dormant
1) Emaciated
2) Pertinent
3) Cornered
4) Rejected 
5) Active

10. Delayed
1) Perturbed       
2) Popularised
3) Expedited
4) Stabilised       
5) Represse

1. 4
2. 1
3. 3
4. 5
5. 1
6. 5
7. 4
8. 3
9. 5
10. 3

Note- post your ans key and match with our's,  feel free to ask your doubts.

We wish to hear from you, how the post is?If you found this article ''English_anthem''useful just text your complaint to us, your suggestions are also invited and on our eye, we'll try our optimum to provide best for  boosting English in lucid way.

Thanks kp :)